The conditions that apply to reading this site, using its forms and holding an account here.
Using this site means accepting the terms set out on this page. Anyone who does not accept them should stop using the site.
These terms apply to every page here, to the forms published on them, and to any account created through this site.
This site publishes explanations of auto insurance coverage and collects quote requests so that coverage information can be prepared and sent back.
The material here is general and educational. It describes how policies are usually structured, not how any specific policy will respond to a specific event.
Nothing published here creates an insurance policy, binds coverage, guarantees a price or approves a claim. Only an insurer can do those things through its own documents.
Decisions about buying, changing or cancelling cover should be made against the actual policy wording issued by the insurer.
Forms on this site may only be completed by residents of the United States who are at least eighteen years of age and legally able to enter an agreement.
Submitting details on behalf of another person requires that person's permission.
Details entered into any form must be accurate, current and complete. Quote information prepared from inaccurate details will itself be inaccurate.
An account holder is responsible for keeping login details private and for any activity that takes place through that account.
Selecting a consent option on the sign up form allows contact by SMS, email or phone for the purposes described beside that option.
Permission can be withdrawn at any time by replying STOP to a message or by using the contact details published on this site. Standard message and data rates may apply, and frequency may vary.
This site may not be used to submit false details, to interfere with its operation, to attempt access to restricted areas, or to collect material from it by automated means.
Access may be limited or withdrawn where use of the site causes harm or breaks these terms.
Text, layout, graphics and code on this site are protected and remain the property of their owner.
Material may be read and shared for personal, non commercial purposes. Republishing or reusing it commercially requires written permission.
Links to other sites are provided for convenience. No responsibility is accepted for their content, their availability or the way they handle information.
Any agreement entered into with an insurer or another provider is between that organisation and the visitor.
This site is provided as it stands. No promise is made that it will be uninterrupted, error free, or suitable for a particular purpose.
Information here may become out of date as insurance products and regulations change.
To the fullest extent the law allows, no liability is accepted for indirect or consequential loss arising from use of this site or from reliance on the material published on it.
Decisions about coverage remain the responsibility of the person making them.
Disputes connected with this site or these terms are to be resolved by binding individual arbitration rather than in court, and not on a class or representative basis.
These terms are governed by the laws of the State of Arizona, without regard to conflict of law rules.
These terms may be updated so that they continue to reflect how the site operates and what the law requires.
The revision date shown at the top of this page marks the current version, and continued use of the site after a revision means the updated terms apply.
Questions about these terms can be sent to the address below.
Email charon.mayers@charoncars.com, phone +1 (602) 429-0670, or write to 6900 E Camelback Rd Scottsdale AZ 85251.
